Short term finance for (almost) any purpose
If you’re looking for quick, flexible funding for property purchases or business opportunities, you’re in the right place.
We’re here to help you understand bridging loans and find the right borrowing solution for your needs.
Expert finance advice
tailored to you
Quality service
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Lender Choice
Over 250 Banks, Hedge Funds, Family Offices & more.
Experience
Over 15 years of specialist finance broking.
Bespoke Lending
Finance tailored specifically to meet your needs.
Bridging Loans Explained
So, what exactly are bridging loans?
Think of them as short-term loans that ‘bridge’ the temporary gap between a financial need and a longer-term solution.
They’re typically used for property purchases, renovations, or business cash flow. Most people recognise them as a good option to prevent a property chain from breaking.
Bridging loans are secured against property, fast to arrange and can be a real lifesaver when you need funds quickly.
Most bridging loans are set up for just 12 months, although we do have lenders that offer 36 months.
At Bridging Finance London, we’re experts in arranging bridging loans for all sorts of situations.
Whether you’re a property investor, developer, business owner, or high-net-worth individual, we can help.
We’ve got access to over 250 lenders (and new ones added every day), including private banks and wealthy individuals who lend their own money. This means we can often find solutions where others can’t.
Solutions
Now, let’s talk about the different types of bridging loans we offer.
There’s quite a range, and each serves a specific purpose:
Auction finance
Land with planning
VAT bridge
Re-bridging
Semi-commercial
Pure commercial
Second charge bridging
Criteria & Eligibility
Each of these loan types has its own features and benefits. We’d be happy to chat with you about which might be the best fit for your situation.
Deposit Requirements
Bridging lenders have a lot of flexibility for the ‘right deal’. Here’s just some of the loan to value percentages that we can source.
70% LTV
1st charge loans using an AVM valuation (Automated Valuation Model)
75% LTV
Standard LTV for 1st charge loans and non-status options.
80% LTV
We have many lenders that are comfortable at 80% LTV.
100% LTV
With additional security, 100% financing is possible.
Read more: Do You Need a Deposit for a Bridging Loan?
Why Choose Us?
Why choose Bridging Finance London for your bridging loan?
Well, we’re not just brokers – we’re problem solvers.
We specialise in arranging loans of £150,000 and up, and we’re experts in dealing with complex financial situations.
Our team has years of experience and a track record of finding solutions where others have failed.
We understand that every situation is unique.
That’s why we take the time to really understand your needs and goals.
We’ll work closely with you to find the right lender and negotiate the best possible terms.
And because we have such a wide network of lenders, we can often secure rates and terms that you won’t find elsewhere.
How We Can Help
Our expertise lies in crafting bespoke solutions for:
- Property investors and developers
- High-net-worth individuals
- Business owners
- UK residents and British expats
- Foreign investors eyeing UK opportunities
Ready to chat?
Please call us on 020 3488 5706
Funding in Spain and Portugal
Fast and competitively priced bridging loans for purchase, capital raising and refinance.
Case Studies & Articles
What is a Bridging Loan?
Why Choose a Bridging Loan?
How Does a Bridging Loan Work?
How much can you borrow?
Are 100% loans available?
In certain circumstances lenders are able to give you 100% of the value of a property.
To do this they need to secure the loan against a second or third property, to give them additional security.
Read more: 100% LTV Bridging Loans
Bridging Loans for House Purchase
Related pages:
Short-Term Bridging Loans
How Long Does it Take to Arrange a Bridging Loan?
Open or closed?
Closed Bridging Loans
Open Bridging Loans
