Business finance

Need a financial boost for your business? A business loan can be the key to launching a new venture, expanding your operations, or managing cash flow challenges.

But with so many lenders and loan options available, choosing the right one can seem tricky.

Business borrowing

At Bridging Finance London, we understand that access to the right finance at the right time can be the difference between seizing an opportunity and watching it pass by.

Our specialist team works exclusively with businesses needing substantial financial backing, arranging bespoke funding packages from £100,000 to £25 million.

Asset finance
Invoice finance
VAT loans
Unsecured loans
Loans from £100,000 to £25m
Fast decisions

Expert finance advice
tailored to you

Quality service

Fast, friendly and professional service.

Lender Choice

Over 250 Banks, Hedge Funds, Family Offices & more.

Experience

Over 15 years of specialist finance broking.

Bespoke Lending

Finance tailored specifically to meet your needs.

Why Businesses Choose Us

Unparalleled Access: Our network of over 250 lenders includes private banks, specialist funders, family offices and private individuals who lend their own money

Speed When It Matters: We move quickly when opportunities can’t wait

Expertise That Counts: With deep industry knowledge and 15+ years’ experience, we structure deals others can’t

Truly Bespoke Solutions: We create funding packages tailored to your specific business needs

Our Business Finance Solutions

We offer a comprehensive range of funding options designed for businesses that need significant capital to grow, invest or solve financial challenges.

Each solution can be tailored to your specific circumstances, with funding available up to £25 million. Our team specialises in structuring complex deals that mainstream lenders often can’t accommodate, ensuring you get the right finance when you need it most.

Asset Finance

Transform your balance sheet into working capital or acquire essential equipment without depleting cash reserves. Our asset finance solutions help you:

  • Benefit from potential tax advantages
  • Release capital from existing business assets
  • Spread the cost of new equipment purchases
  • Maintain cash flow while expanding operations
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Invoice Finance

Turn your sales ledger into immediate cash flow rather than waiting weeks or months for payment. Our invoice finance options include:

  • Supply chain finance solutions
  • Full-service factoring with credit control support
  • Confidential invoice discounting
  • Selective invoice finance for specific customers
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VAT Loans

Smooth out your cash flow with short-term funding specifically designed to cover VAT payments on commercial property purchases and quarterly bills. Benefits include:

  • Quick arrangement with minimal paperwork
  • Immediate access to funds for HMRC payments
  • Protection of working capital for core business activities
  • Fixed, transparent costs
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Business Loans

Secure substantial funding with or without security, depending on your circumstances. Our business loan arrangements are:

  • Often approved when high street banks have declined
  • Available from £150,000 to £25 million
  • Structured with flexible terms to suit your requirements
  • Provided by lenders who understand complex income streams
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Business Bridging Finance

Fast, short-term funding to help your business capitalise on opportunities or overcome temporary challenges. Our business bridging finance solutions are:

  • Available for periods of 1 to 36 months
  • Secured against business or personal assets
  • Arranged quickly, often within days
  • Ideal for property purchases, business acquisitions or working capital needs
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Deliverables FX Hedging

Protect your business from currency fluctuations when trading internationally or making overseas investments. Our deliverable FX hedging services are:

  • Tailored to your specific international exposure
  • Designed to lock in exchange rates for future transactions
  • Structured to safeguard your profit margins
  • Managed by specialists with deep market knowledge
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Revenue-Based Financing

Flexible funding that aligns repayments with your business performance rather than fixed monthly amounts. Our revenue-based financing options are:

  • Based on a percentage of your monthly revenue
  • Free from personal guarantees in many cases
  • Suitable for businesses with strong, predictable turnover
  • Adaptable to seasonal or fluctuating business cycles
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Revolving Credit Facility

Maintain ongoing access to funds with a flexible credit line that you can draw down and repay as needed. Our revolving credit facilities are:

  • Available with pre-approved limits from £150,000 upwards
  • Interest-charged only on the amount you use
  • Accessible without reapplying once established
  • Perfect for managing multiple projects or seasonal demands
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Non-Deliverable Balance Sheet Hedging

Advanced protection for businesses with exposure to restricted or exotic currencies where standard hedging isn’t feasible. Our non-deliverable hedging solutions are:

  • Structured for markets with currency restrictions
  • Designed to offset foreign exchange risks without physical currency exchange
  • Created by specialists in international finance
  • Tailored to protect overseas investments and cross-border trading
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Who We Work With

We specialise in arranging finance for businesses with complex needs, including:

  • Business owners with complex income structures
  • Property developers and investors requiring substantial project funding
  • Growing businesses seeking expansion capital
  • Companies with international operations
  • Established firms wanting to refinance existing debt

Our Approach

Understand: We take time to fully understand your business, goals and specific financial requirements

Structure: We design a funding solution that aligns with your business strategy

Source: We leverage our extensive lender relationships to find the most competitive terms

Secure: We manage the entire process, from application through to completion

Support: We remain available for ongoing advice as your business evolves

Beyond Finance

Our relationships with clients extend beyond arranging funding.

We can also connect you with our network of trusted professionals including:

  • Tax advisers
  • Wealth managers
  • Property specialists
  • Legal experts

Take Your Next Step

Whether you’re looking to fund a time-sensitive opportunity, manage cash flow more effectively, or finance your next phase of growth, we’re here to help.

Contact us today for a confidential discussion about your business finance needs.

No obligation, just straightforward advice from funding experts who understand what it takes to make businesses succeed.

Finance options for your business

Below are just some of the ways we can help businesses to start, acquire, grow and improve.

From short-term options such as bridging or VAT loans to longer term equipment finance.

Asset finance

Invoice finance

VAT loans

Bridging

My thanks to Matt and his team. I know it was difficult and we all got stressed but the money came in and the build is underway. thank you!

Ravi K

St Albans, Hertfordshire
I've worked with many brokers over the years, but none compare to the personal service from Matt and Harry. They found a solution when everyone else said no to our complex buy-to-let portfolio refinance.

Margaret W

Notting Hill
As a first time developer taking on a £1.5 million + project, I needed more than just finance - I needed help & advice. The teams knowledge of development finance proved invaluable. They structured a deal that gave us enough flexibility to complete the project without pressure.

Sarah M

Haslemere, Surrey
After a decade of investing in UK property, I've never experienced service like this. Matt secured us a £2.8 million bridging loan when our overseas development hit delays, turning what could have been a nightmare into a straightforward process. Proactive, knowledgeable and efficient.

Jonathan M

Sandbanks, Dorset
Matt, you are a star! Money in the bank and problem averted. Let's do it again sometime!

Alex H

Camden
No fuss and no drama. just straightforward advice and quick results. Exactly what you need when time is tight and there's a lot at stake. Great communications

George P

Sevenoaks, Kent