Flexible Asset Financing Solutions to Power Your Business
Asset finance provides a smart way to acquire essential equipment and machinery without straining your cash flow.
This funding solution allows your business to spread the cost of vital assets over time, helping you stay competitive and efficient.
Whether you’re expanding operations, replacing outdated machinery, or managing your capital more effectively, asset finance offers a tailored approach to support your company’s growth.
Expert finance advice
tailored to you
Quality service
Fast, friendly and professional service.
Lender Choice
Over 250 Banks, Hedge Funds, Family Offices & more.
Experience
Over 15 years of specialist finance broking.
Bespoke Lending
Finance tailored specifically to meet your needs.
How Asset Finance Works
Asset finance allows your business to acquire and use valuable equipment immediately while paying for it over time.
Here’s the process:
- You identify the asset your business needs.
- We help you select the most suitable financing option.
- The finance provider purchases the asset.
- You use the asset while making regular payments.
- At the end of the term, depending on the agreement, you either own the asset, return it, or extend the lease.
This approach applies to a wide range of business-critical assets, including:
- Vehicles and transportation fleets
- Manufacturing and production equipment
- IT hardware and software
- Construction machinery
- Agricultural equipment
- Medical technology
- Office furniture and fit-outs
Financing Options Tailored to Your Business Needs
When it comes to acquiring essential assets for your business, one size doesn’t fit all.
That’s why we offer a range of financing options, each designed to meet specific business needs and goals.
Whether you’re looking to eventually own the asset, prefer the flexibility of leasing, or need to unlock value from existing equipment, we have a solution that fits.
Hire Purchase: Own Your Assets Over Time
Spread the cost of an asset over an agreed period.
You’ll have full use of the equipment from day one, with ownership transferring to your business once you’ve made all the payments. Ideal for businesses planning long-term use of the asset.
Finance Lease: Use Without Ownership
Gain full use of an asset for most of its economic life.
You won’t own the asset, but you’ll benefit from lower monthly payments. Perfect for businesses that regularly need to update their equipment.
Operating Lease: Short-Term Asset Usage
Get a solution for short to medium-term asset needs.
Use the asset for a set period, typically paying lower monthly fees. Excellent for businesses requiring flexibility or those using assets that quickly become outdated.
Refinancing: Unlock Asset Value
Release capital tied up in assets you already own.
Sell the asset to a finance provider and lease it back, freeing up cash for other areas of your business while continuing to use the equipment.
Why Asset Finance Makes Sense for Your Business
Preserve working capital: Keep your cash reserves intact for other business needs.
Tax efficiency: Potentially offset payments against taxable profits, depending on the agreement.
Stay current with technology: Regularly update your equipment without large capital outlays.
Flexible repayments: Tailor payment schedules to match your cash flow patterns.
Potential for 100% financing: Some agreements cover the entire cost of the asset, including VAT.
Let’s Talk!
Who Can Apply for Asset Finance?
Asset finance is available to a wide range of businesses, including:
- Limited companies
- Sole traders
- Partnerships
- Start-ups with a solid business plan
To apply, you’ll typically need:
- Business financial statements
- Bank statements
- Details of the asset you wish to finance
- A clear explanation of how the asset will benefit your business
Why Choose Bridging Finance London for Asset Finance
We specialise in sourcing bespoke asset finance solutions for businesses of all sizes. Our network of over 250 lenders, including private banks and specialist financiers, allows us to secure competitive rates and terms tailored to your specific needs.
Our expert advisers take the time to understand your business, ensuring we match you with the most suitable financing option. We handle the entire process, from initial consultation to final approval, saving you time and effort.
let’s talk
