Financing owner-occupied and investment properties
We specialise in arranging commercial mortgages for a diverse range of clients.
Whether you’re investing in commercial property or seeking to purchase premises for your own business, our expertise ensures you secure the most suitable financing solution.
Expert finance advice
tailored to you
Quality service
Fast, friendly and professional service.
Lender Choice
Over 250 Banks, Hedge Funds, Family Offices & more.
Experience
Over 15 years of specialist finance broking.
Bespoke Lending
Finance tailored specifically to meet your needs.
What Are Commercial Mortgages?
Commercial mortgages are loans secured against business properties.
They cater to two main purposes:
- Investment Commercial Mortgages: For purchasing or refinancing properties to let out to tenants.
- Owner-Occupied Commercial Mortgages: For businesses buying premises to operate from.
How We Can Help
With access to over 200 lenders, including specialist commercial lenders, private banks, and individual financiers, we’re uniquely positioned to arrange competitive commercial mortgages starting from £100,000, with no upper limit.
Our bespoke solutions serve:
- Property investors and portfolio landlords
- Business owners and entrepreneurs
- UK residents and British expats
- Foreign investors targeting UK commercial property
Key Features of Our Commercial Mortgage Solutions
Investment Commercial Mortgages:
- Loan terms typically from 5 to 25 years
- Competitive interest rates based on rental income
- Options for interest-only or capital repayment
- Potential for higher loan-to-value ratios compared to residential buy-to-let
Owner-Occupied Commercial Mortgages:
- Loan terms up to 30 years
- Rates based on business performance and property value
- Options to release equity for business growth
- Potential tax benefits as mortgage interest is often tax-deductible
Types of Properties We Finance
Our commercial mortgage solutions cover a wide range of property types, including:
- Retail units and shopping centres
- Office buildings
- Industrial units and warehouses
- Hotels and guesthouses
- Restaurants and pubs
- Mixed-use properties
Why Choose Bridging Finance London for Commercial Mortgages?
- Expertise: Our team has in-depth knowledge of the commercial property market and lending landscape.
- Extensive Lender Network: We source the most competitive terms from a wide range of lenders.
- Bespoke Solutions: We tailor each mortgage to your specific business or investment needs.
- Efficiency: We understand the importance of timely financing in commercial transactions.
- Holistic Approach: We consider your overall business or investment strategy when arranging finance.
Additional Services
To support your commercial property goals, we also offer:
- Advice on property investment strategies
- Assistance with business plans and financial projections
- Guidance on commercial property regulations and tax implications
Next Steps
Whether you’re expanding your commercial property portfolio or looking to purchase premises for your business, we’re here to help. Contact our team today to discuss your commercial property financing needs and explore how our tailored mortgage solutions can support your business objectives.
Commercial mortgages
Owner-Occupier Commercial Mortgages
Key Features:
Commercial Mortgages
Investment mortgages
Key Features:
Who can borrow?
