Beyond the traditional
We pride ourselves on arranging tailored specialist finance solutions for unique and challenging scenarios.
Our expertise lies in crafting innovative financial packages that cater to a wide range of specific requirements.
Expert finance advice
tailored to you
Quality service
Fast, friendly and professional service.
Lender Choice
Over 250 Banks, Hedge Funds, Family Offices & more.
Experience
Over 15 years of specialist finance broking.
Bespoke Lending
Finance tailored specifically to meet your needs.
Specialist
Specialist Finance Solutions
Finding the right finance option isn’t always straightforward, especially when your circumstances don’t fit the standard lending criteria.
That’s where our specialist finance services come in.
We’ve spent years building relationships with over 250 lenders, from private banks to high-net-worth individuals who lend their own money, allowing us to source solutions where others can’t.
Large-Scale Funding
We excel in arranging substantial loans from £150,000 to £100 million to support major projects and investments. Our expertise includes creating flexible terms and repayment structures tailored to your specific circumstances and cash flow needs.
Our wide lender relationships allow us to negotiate competitive rates for large loans, even in complex scenarios including cross-border transactions, time-sensitive deals, and projects with unusual security.
Our proven track record includes multi-million pound arrangements for development projects, estate purchases, and off-market acquisitions. Whatever the scale of your ambition, we deliver financing solutions to match.
Equitable Charge Loans
If your first charge lender has refused consent for a second charge, an equitable charge loan might be the solution you need.
These specialised loans offer an alternative route to access the equity in your property when conventional options aren’t available. An equitable charge sits behind your existing mortgage without requiring the first lender’s permission, making it particularly useful when consent for a standard second charge has been declined.
Equitable charge loans can be used for various purposes including business funding, property development, or consolidating existing debts. Our team works with specialist lenders who understand the unique nature of these arrangements and can structure terms that protect your interests while providing the funding you need.
Probate Loans
Streamline the probate process with specialised probate finance when you need quick access to funds without waiting for the estate to be fully settled.
These short-term loans provide executors and beneficiaries with funds to cover inheritance tax, which must be paid before probate is granted. They’re also useful for funeral expenses, property maintenance costs, and other estate administration fees.
Probate loans help you avoid rushed property sales in challenging market conditions. Instead of accepting below-market offers to access cash quickly, you can take the time needed to achieve the best possible price for estate assets.
learn moreUK & European Finance
Our cross-border expertise allows us to arrange finance across the UK and Europe, helping you access capital regardless of geographical boundaries.
We’ve built strong relationships with lenders who understand these markets and are comfortable with cross-border transactions. This network allows us to source competitive financing whether you’re a UK resident investing abroad or a European investor looking at UK opportunities.
From holiday homes in Spain to commercial investments in Germany, or European nationals buying prime London property, we can structure finance packages that account for currency considerations, local tax implications, and country-specific lending criteria.
learn moreHigh Net Worth (HNW) Solutions
Bespoke financial solutions for high net worth individuals that go beyond standard lending criteria. We understand the unique financial profiles of HNW clients and structure finance packages accordingly.
Our established private banking relationships give you access to exclusive lending options not available on the high street. These lenders take a holistic view of wealth, considering your overall asset position rather than just income, making them ideal for clients with significant net worth but complex income patterns.
Our discreet, professional approach ensures your financial affairs are handled with the utmost confidentiality, with one-to-one service from directors who understand the nuances of high net worth finance.
Crypto Backed Loans
Need capital but don’t want to miss out on future crypto gains? We’ll help you unlock the value of your digital assets without having to sell a single coin.
We arrange crypto backed loans from £100,000 secured against your cryptocurrency holdings, letting you unlock capital while keeping your position in the market.
These arrangements provide a practical solution for crypto investors who need access to funds without triggering tax events from selling assets.
Our specialist lenders understand digital assets and can structure terms that provide you with the flexibility you need while managing the unique risks associated with crypto-backed lending.
learn morePortfolio Loans
Need to access funds quickly but don’t want to sell any of your investment portfolio? Securities-backed lending can provide a practical solution.
These specialised loans let you use your existing investment portfolio as security, including stocks, bonds, and investment funds.
Lombard loans are particularly useful when you want to seize time-sensitive opportunities without disrupting your investment position or triggering potential tax events.
Whether you’re looking to fund a property purchase, invest in a business opportunity, or simply create liquidity without selling assets, our team can arrange securities-based finance that aligns with your financial goals and portfolio composition.
learn moreConsultancy Services
We offer debt advisory consultancy along with professional introductions to help you deal with complex situations with confidence.
Our team analyses your financial requirements in detail, providing clear, actionable advice on the most suitable debt structures for your circumstances. This consultative approach helps you understand the full range of options available before making important financial decisions.
Our bespoke service, led by industry expert Matthew Archer, is designed for both borrowers with complex requirements and professionals seeking specialist finance support for their clients.
learn moreCrypto-backed loans!
Why Choose Us?
Whether you require development finance, a complex bridging loan, or international property funding, our specialist finance expertise can help you achieve your goals with minimal stress and maximum effectiveness.
Expertise
Our team has extensive experience in complex financial scenarios and specialist lending.
We’ve helped clients secure funding where others have failed, thanks to our deep understanding of niche lending markets.
Bespoke Approach
We create tailored financial packages to address your unique situation.
We don’t believe in one-size-fits-all solutions – instead, we take the time to understand your specific needs and design funding structures accordingly.
Lender Network
Our connections with over 250 lenders ensure we find the most appropriate and competitive solutions.
This includes relationships with private banks, specialist lenders, and high-net-worth individuals who lend their own funds.
Discretion
We handle all matters with the utmost confidentiality and professionalism.
Our clients often include high-profile individuals and businesses with sensitive financial requirements.
Director-Led Service
Our directors are involved in every case, ensuring you benefit from senior-level expertise throughout the process.
You’ll receive consistent support from our most experienced team members from initial enquiry through to completion.
Speed & Efficiency
We understand that time is often critical in specialist finance scenarios.
Our streamlined processes help secure funding quickly without compromising on detail or due diligence.
Additional Support
To complement our specialist financing solutions, we also offer:
Strategic Financial Planning Advice
Strategic financial planning advice to help you understand how different financing options fit into your overall financial strategy, allowing you to make better decisions that suit your long-term goals.
Complex Financial Structures
Assistance with complex financial structures for clients with multiple assets, businesses or investment vehicles. We can help create financing arrangements that work across your entire portfolio, maximising efficiency and flexibility.
Tax and Regulatory Guidance
Guidance on tax implications and regulatory considerations is also available. While not providing tax advice, we work closely with tax professionals to ensure our financing solutions complement your tax position. We also help you navigate the regulatory aspects of property and business finance.
Post-Completion Support
Post-completion support is standard practice as our relationship doesn’t end when your loan completes. We provide ongoing support throughout the term of your finance, helping with any questions or adjustments needed as your circumstances evolve.
Exit Strategy Planning
Exit strategy planning is particularly important for short-term finance solutions like bridging loans. We help plan and execute your exit strategy, whether that’s through refinancing, asset sales or other repayment methods.
